
Downsizing Should Start With Understanding Your Options:
Where will we move?
Should we buy first or sell first?
Could bridging finance help us secure the right home?
How much stamp duty and settlement cost should we allow for?
What is our current home realistically worth?
How much money may be left after the move?
What It’s Like Working With Clinton
A genuine client story about trust, communication and feeling supported through the property process.









This free guide helps you understand the key decisions involved in downsizing — including what your current home may be worth, whether to buy or sell first, potential moving costs, stamp duty, settlement costs and how much equity you may have left after the move.
Inside the guide, you’ll understand::
What your current home may realistically be worth
Whether to buy first or sell first
The likely costs involved in making the move
The key questions to consider before making any decisions








Why Clients Choose Clinton
A local client sharing his experience of interviewing agents and choosing the person he felt would do what they promised.
Downsizing can be a stressful and dauting step. Thinking of selling, feeling rushed, the possibilities of moving multiple times or missing out on your next home can feel very overwhelming.
Bridging finance provides clients with a flexible option where they can take the pressure of selling quickly, reduce moving and free up equity. Bridging allows you to buy your next home and have short term finance to then sell your existing home.
Speak to Kim Southam at Oxygen Home Loans today to see if bridging will provide you with the flexibility to make your next move.
Please note Oxygen Broking Services and your mortgage broker does not provide tax, legal or accounting advice. Any information contained in this advert is of a general nature only and does not consider the objectives, financial situation or need of any particular person and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. Therefore, before making any decision, you should consider the appropriateness of the information regarding those matters and consult your own tax, legal and accounting advisors before engaging in or considering the appropriateness of any transaction
Eligibility and approval is subject to standard credit assessment and fees, terms and conditions apply.
Oxygen Home Loans ACN 103 177 377 Australian Credit Licence Number 390351 & Westvalley Corporation Pty Ltd ACN 101 816 586 Australian Credit Licence Number 365592

Downsizing is not just about selling one home and buying another. Before making any decisions, it helps to understand the full picture — what your current home may be worth, what your next property could cost, and the expenses involved in making the move.
YOUR CURRENT HOME
Understanding the realistic value of your current property gives you a clearer starting point and helps you plan what may be possible next.
BUYING COSTS
Stamp duty and other purchasing costs can make a meaningful difference to your budget, particularly when comparing different price points for your next home.
SETTLEMENT & MOVING COSTS
Allow for settlement fees, selling costs and other expenses involved in moving so you can get a more realistic picture of what may be left after the transition.
Before deciding whether downsizing is right for you, it helps to understand what your current property may realistically be worth in today’s market — but value alone doesn’t tell the whole story.
The more useful conversation is about what that value could mean for your next move, what you may be able to buy, the costs involved and whether moving now actually makes sense for you.
You do not need to be ready to sell. Sometimes it is simply helpful to know where you stand.
No pressure. No obligation. Just a clear, local view of your options.

The first step is simply getting clear on your options. From there, you can make a plan that suits your timing, your finances and the way you actually want to live.
UNDERSTAND YOUR OPTIONS
Get clear on your current property value, likely costs, buying-before-selling options and what your next move could realistically look like.
MAKE A PLAN
Work through the numbers, timing and practical steps so you can make decisions with more confidence and less pressure.
MOVE WHEN YOU’RE READY
There is no need to rush. When the time is right, you can move forward with a clear plan and the right people around you.
Sometimes the first step is simply understanding what is possible.
Whether you’re just starting to think about downsizing, trying to work out the numbers, or already considering your next home, you can have a confidential conversation without any pressure to make a decision.
No pressure. No obligation. Just a conversation about your options.

We're perfect for businesses that are already moving, they understand what they're selling, who they're selling it too, but their sales systems are manual and broken.
If you're just getting started in your business it is however important to get this right early on. So please schedule your call, complete the form and we can provide you with the best next steps to set you up for success.
Our systems are designed to improve lead quality, increase conversions, and boost profit margins, providing measurable ROI tailored to your business.
Implementation timelines vary depending on your specific needs, but most clients see results within 4-6 weeks from the start of working with us.
Yes, we tailor every system to fit your unique sales process, audience, and goals to maximize efficiency and results.
Our systems are largely automated, allowing you to focus on strategic tasks while routine lead management and qualification happen seamlessly in the background.
We handle everything from auditing your current processes and mapping the user journey to building, testing, and training your team on the new system.
Your problem isn't lead generation, there are 1,000 options out there to drive more leads (We know what they are). But sending leads to a broken system guarantees you never grow and scale.
Yes, we provide support and guidance to ensure the system runs smoothly, with optional ongoing consulting to help you adapt and optimize over time.
Absolutely. We design scalable systems that can grow with your business, accommodating increased lead volume and expanding sales needs.
Our systems are intuitive and user-friendly, and we provide training to ensure your team can operate and manage it effectively with minimal effort.
We’ve worked with over 100 companies across various industries, from B2B to e-commerce, so our systems are adaptable to different business models.
We're perfect for businesses that are already moving, they understand what they're selling, who they're selling it too, but their sales systems are manual and broken.
If you're just getting started in your business it is however important to get this right early on. So please schedule your call, complete the form and we can provide you with the best next steps to set you up for success.
Our systems are designed to improve lead quality, increase conversions, and boost profit margins, providing measurable ROI tailored to your business.
Implementation timelines vary depending on your specific needs, but most clients see results within 4-6 weeks from the start of working with us.
Yes, we tailor every system to fit your unique sales process, audience, and goals to maximize efficiency and results.
Our systems are largely automated, allowing you to focus on strategic tasks while routine lead management and qualification happen seamlessly in the background.
We handle everything from auditing your current processes and mapping the user journey to building, testing, and training your team on the new system.
Your problem isn't lead generation, there are 1,000 options out there to drive more leads (We know what they are). But sending leads to a broken system guarantees you never grow and scale.
Yes, we provide support and guidance to ensure the system runs smoothly, with optional ongoing consulting to help you adapt and optimize over time.
Absolutely. We design scalable systems that can grow with your business, accommodating increased lead volume and expanding sales needs.
Our systems are intuitive and user-friendly, and we provide training to ensure your team can operate and manage it effectively with minimal effort.
We’ve worked with over 100 companies across various industries, from B2B to e-commerce, so our systems are adaptable to different business models.